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Homefront Initiative will help you regardless of your position, time on the job. Contact us today and tell us about what you do!

The Homefront Advantage

Partnering with the Homefront Initiative provides valuable savings for those who serve our community as a First Responder. Law Enforcement, Fire Department, EMS men and women can save an average of $3,750 when buying or selling a home, and up to $6,500 when doing both!

We have dedicated and experienced real estate and mortgage professionals across the USA, we're committed to Supporting Our First Responders on the Homefront.

Homefront Initiative provides numerous discounts on homes for healthcare workers, including:

Real Estate Commission Discounts: Realtors affiliated with Homefront Initiative offer commission discounts, with a substantial portion returned to the healthcare worker during closing, amounting to credits ranging from $750 to $5000.

Lender Fee Discounts: Healthcare workers can receive lender fee credits of up to 1% of their loan amount. Use it to lessen your closing costs or obtain a better interest rate. Connect with one of our lenders to learn more.

Attorney Fee Reductions: By utilizing an attorney partner from Homefront Initiative, healthcare workers can benefit from reductions of up to $250 on attorney fees, which typically range from $1500 to $2500.

Other Discounts: Additional discounts are available for home inspections, termite inspections, HVAC inspections, and more. Start your homebuying journey with Homefront Initiative to take full advantage of these benefits through our partners.

Home Buyer Program for Healthcare Workers

The Homefront Initiative program is tailored for healthcare workers and medical personnel. This program connects professionals with a network of realtors, lenders, lawyers, home inspectors, and title companies dedicated to giving back to American heroes, including military members, law enforcement officers, firefighters, and educators. Participants receive credits and discounts when buying, selling, or refinancing a home.

Special Home Loans for Healthcare Workers

When working with Homefront Initiative, healthcare workers have access to special home loan options. The organization is comprised of former medical professionals and emergency personnel who are passionate about supporting current heroes in their home buying endeavors. Homefront Initiative has helped save more than $150K.

Doctor Loans

Home Loans designed for medical professionals with unique benefits:

  • Lower Restrictions: Based on future earnings potential, making it ideal for new physicians.


  • Income Proof Flexibility: Lenders may accept an employment offer letter instead of current income.


  • No PMI: Avoid Private Mortgage Insurance even with little or no down payment.


  • Flexible Down Payment: Many programs require $0 down, though putting money down can reduce monthly payments and build equity.


  • Student Loans: Only income-driven repayment (IDR) amounts are counted in debt-to-income (DTI) calculations, reducing the impact of large student debt.


  • Higher Loan Limits: Unlike conventional loans, physician mortgages often exceed standard borrowing caps.


  • Interest Rates: Typically comparable to jumbo mortgage rates but can vary based on individual financial profiles.

Discover how Homefront Initiative can help you save thousands on your home purchase. Whether you're a Physician, Nurse, Medical Assistant, Clinic or Hospital Administration, Billing, etc. we're here to give back.

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At Homefront Initiative, we're dedicated to helping you save big on your path to homeownership. Whether you're a first-time buyer, veteran, or community hero, we connect you with exclusive savings opportunities to make your dream home a reality.

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Join The Homefront Initiative

Empower our nations heroes by becoming a trusted real estate or mortgage professional in the Homefront Initiative network. Connect with service members and veterans, offering expert guidance on home buying, selling, and refinancing tailored to their unique needs.

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